AFRM
Affirm Holdings, Inc.
Credit Services · Financial Services · United States
74.84
close · 2026-10-29
value
2
cheaper than peers2
quality
73
stronger fundamentals73
ranked against
Credit Services
value
quality
35 peers
caveat margins at their own peak
Value inputs
| measure | company | vs peers |
| cash flow yield, latest year | 2.3% | 19 |
| forward P/E | 14.92× | 17 |
| price to sales | 5.54× | 16 |
| price to book | 4.60× | 13 |
| earnings yield, 1 year ago | -2.1% | 6 |
| earnings yield, 2 years ago | -4.3% | 6 |
| earnings yield, 3 years ago | -3.2% | 6 |
| cash flow yield, 1 year ago | 1.1% | 6 |
| cash flow yield, 3 years ago | -1.0% | 6 |
| cash flow yield, 2 years ago | -0.4% | 6 |
| earnings yield, latest year | 0.2% | 6 |
| EV to EBITDA | 45.24× | 3 |
12 of 12 measures available
Quality inputs
| measure | company | vs peers |
| return on equity | 45.1% | 87 |
| revenue growth | 33.0% | 81 |
| debt to equity | 182.8% | 66 |
| operating margin | 12.6% | 16 |
4 of 4 measures available
Facts
| market cap | $25B |
| free cash flow | $478.7M |
| employees | 2,358 |
| first trade | 2021-01-13 |
| next earnings | 2026-11-05 |
| fundamentals updated | 2026-09-01 |
Annual history
| measure | 2025 | 2024 | 2023 | 2022 |
| diluted eps | 0.15 | -1.67 | -3.34 | -2.51 |
| free cash flow | $601.7M | $290.8M | -$108.6M | -$273.9M |
| net income | $52.2M | -$517.8M | -$985.3M | -$707.4M |
| revenue | $3.22B | $2.32B | $1.59B | $1.35B |
| unusual items | $184,000 | -$6.8M | -$35.9M | $0 |