BFH
Bread Financial Holdings, Inc.
Credit Services · Financial Services · United States
105.66
close · 2026-10-29
value
90
cheaper than peers90
quality
35
stronger fundamentals35
ranked against
Credit Services
value
quality
35 peers
Value inputs
| measure | company | vs peers |
| cash flow yield, 1 year ago | 40.6% | 94 |
| cash flow yield, 2 years ago | 43.4% | 94 |
| cash flow yield, latest year | 45.7% | 94 |
| cash flow yield, 3 years ago | 40.3% | 94 |
| earnings yield, latest year | 9.6% | 94 |
| earnings yield, 2 years ago | 12.6% | 94 |
| earnings yield, 1 year ago | 4.8% | 81 |
| price to book | 1.17× | 72 |
| forward P/E | 7.62× | 62 |
| price to sales | 1.48× | 59 |
| earnings yield, 3 years ago | 3.9% | 44 |
11 of 12 measures available
Quality inputs
| measure | company | vs peers |
| operating margin | 29.0% | 56 |
| return on equity | 17.4% | 54 |
| revenue growth | 3.8% | 24 |
3 of 4 measures available
Facts
| market cap | $4B |
| free cash flow | — |
| employees | 6,000 |
| first trade | 2001-06-15 |
| next earnings | 2026-10-22 |
| fundamentals updated | 2026-10-22 |
Annual history
| measure | 2025 | 2024 | 2023 | 2022 |
| diluted eps | 10.89 | 5.49 | 14.34 | 4.46 |
| free cash flow | $2.09B | $1.86B | $1.99B | $1.85B |
| net income | $518.0M | $277.0M | $718.0M | $223.0M |
| revenue | $3.85B | $3.84B | $4.29B | $3.87B |
| unusual items | -$74.0M | -$117.0M | -$1.0M | $0 |