PBHC
Pathfinder Bancorp, Inc.
Banks - Regional · Financial Services · United States
17.00
close · 2026-10-30
value
78
cheaper than peers78
quality
24
stronger fundamentals24
ranked against
Banks - Regional
value
quality
279 peers
Value inputs
| measure | company | vs peers |
| price to book | 0.85× | 94 |
| earnings yield, 3 years ago | 12.5% | 93 |
| cash flow yield, 2 years ago | 12.6% | 92 |
| earnings yield, 2 years ago | 8.9% | 89 |
| cash flow yield, 3 years ago | 15.5% | 86 |
| cash flow yield, latest year | 9.8% | 83 |
| price to sales | 3.16× | 77 |
| earnings yield, 1 year ago | 3.5% | 17 |
| cash flow yield, 1 year ago | 2.7% | 15 |
| earnings yield, latest year | -3.2% | 5 |
10 of 12 measures available
Quality inputs
| measure | company | vs peers |
| revenue growth | 47.1% | 91 |
| operating margin | 29.4% | 16 |
| return on equity | 0.1% | 6 |
3 of 4 measures available
Facts
| market cap | $107M |
| free cash flow | — |
| employees | none reported |
| first trade | 1995-11-16 |
| next earnings | not reported |
| fundamentals updated | 2026-08-28 |
Annual history
| measure | 2025 | 2024 | 2023 | 2022 |
| diluted eps | -0.54 | 0.60 | 1.51 | 2.13 |
| free cash flow | $10.4M | $2.9M | $13.5M | $16.5M |
| net income | -$1.9M | $3.4M | $9.3M | $12.9M |
| revenue | $47.0M | $46.1M | $43.1M | $46.7M |
| unusual items | -$152,000 | $3.2M | $0 | -$250,000 |