UPST
Upstart Holdings, Inc.
Credit Services · Financial Services · United States
24.84
close · 2026-10-29
value
31
cheaper than peers31
quality
29
stronger fundamentals29
ranked against
Credit Services
value
quality
35 peers
Value inputs
| measure | company | vs peers |
| forward P/E | 6.95× | 77 |
| price to sales | 2.47× | 44 |
| price to book | 3.03× | 22 |
| EV to EBITDA | 43.68× | 10 |
4 of 12 measures available
Quality inputs
| measure | company | vs peers |
| revenue growth | 44.6% | 87 |
| debt to equity | 269.8% | 55 |
| return on equity | 7.0% | 19 |
| operating margin | 0.9% | 4 |
4 of 4 measures available
Facts
| market cap | $2B |
| free cash flow | -$312.6M |
| employees | 1,405 |
| first trade | 2020-12-16 |
| next earnings | 2026-11-03 |
| fundamentals updated | 2026-08-04 |
Annual history
| measure | 2025 | 2024 | 2023 | 2022 |
| diluted eps | 0.45 | -1.44 | -2.87 | -1.31 |
| free cash flow | -$166.1M | $176.3M | -$123.8M | -$680.8M |
| net income | $53.6M | -$128.6M | -$240.1M | -$108.7M |
| revenue | $1.02B | $628.8M | $508.1M | $837.8M |
| unusual items | $7.2M | $29.0M | -$14.8M | $0 |